Preferred Points Rewards
Reward yourself every time you shop with a personal credit card that pays you! Our Preferred Points Rewards credit card comes with no annual fee, competitive rates, extraordinary Mastercard features, and reward points with every purchase.

Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, MP3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Extraordinary benefits with Mastercard® including:
- Rental Car Insurance
- Airport Concierge
- ID Theft Protection
- Global Services
- Cell Phone Coverage*
- Travel & Lifestyle Services*
- Online shopping/delivery discounts*
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
*Mastercard World cardholders only
To Apply Now
- Download the PDF application.
- ype the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
- Fax your completed application to the Card Service Center at 877-809-9162.
- Or mail your completed applaction to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
1 Please see application for information about current APRs and fees.
Fees
Other fees may be charged, these fees are listed on the downloadable application.