• Deposit Essentials

    Open An Account Online

    Use our Deposit Essentials program to open consumer checking, savings, and CD accounts from the comfort of home!

    Open Account Online
  • Business Credit Card

    More Locations to Better Serve You

    Now Open in Edinburg: A brand-new branch with all the services you need.

    Get Directions
  • Personal Credit Card

    A Card For Daily Life

    Reward yourself with convenient personal cards from your trusted financial partner.

  • Business Credit Card

    A Card For Your Business

    Rewards and benefits for you. Choose a flexible business card from your trusted banking partner.

  • Card Valet


    CardValet lets you control your debit card transactions with your mobile device.

    Learn More
  • Instant Debit Card

    Instant Debit Card

    We now offer the convenience of getting a
    debit card instantly at any branch.

    Learn More
  • Mobile Banking

    Mobile Banking

    Mobile banking makes it easy to manage your finances from anywhere.

    Learn More
  • Online Banking

    Online Banking

    Online banking makes it easy to manage your finances from anywhere.

    Learn More
  • ATM Services

    ATM Services

    Need cash? We have you covered at thousands
    of ATM locations worldwide.

    Learn More
Previous Next

Products and Services That Are Right For You

We have all the financial products and services you need.


Straightforward checking solutions for your unique needs.


Meet your financial goals with our simple savings solutions.

Certificate of Deposits

A risk-free way to help your savings grow for the future.

NOW Account

Interest bearing account with unlimited check writing privileges.

Construction Loans

Build the home of your dreams with easy construction financing.

Commercial Loans

Get the working capital that your business needs with a trusted local bank that wants to see you succeed.

Get to Know Us

Find out more about how we can help you reach your financial goals.

About Us

Bank of South Texas is a locally owned bank that emphasizes personalized financial solutions. When you bank with us, you’re not just a number - you’re a valued partner. We strive to build long-lasting customer relationships by providing the best products and services catered to your unique needs.

Learn More

Our History

We are your local bank with the expertise and services of a national bank. We take pride in our local roots and we are proud to have been serving customer in the Rio Grande Valley community for over 10 years. What separates us from other banks is the way we serve our clients.

Learn More

Our Culture

We are here to serve you, whether you’re looking for a personal account, business account, or loan product. Our focused approach allows us to serve our clients in a more personalized manner while providing fast solutions. You won't find better customer service in the market, that´s a guarantee.

Learn More

Introducing Zelle®

Zelle® makes it easy and FREE to instantly send and receive money.


With Zelle® You Can:

  1. Transfer money to people who use a different bank than you do.
  2. Send or receive money in minutes.
  3. Use Zelle in your existing banking app.
  4. Complete your money transfer in just a few easy steps.
  5. Receive money directly into your bank account, no additional steps necessary!
Goto AppStore Goto Play Store

Why We Would Make a Great Financial Partner:

High Approval Rates

High Approval Rates

On average, we have higher approval rates for construction loans compared to other banks in the Rio Grande Valley.

Fast Approvals

Fast Approvals

Our streamlined loan application process includes e-signature capabilities and quick approval time frames.

Experience and Expertise

Experience and Expertise

With years of experience in the industry, we can offer customized solutions and effective financing options for your needs.

Dedicated Specialists

Dedicated Specialists

Our specialized team can provide ongoing support and advice to ensure that you reach your financial goals.

Proven Track Record

Proven Track Record

We have an established rapport with the local community. You’re our partner, not just another client.

Local Decision Makers

Local Decision Makers

Get answers quickly so you can spend more time focusing on your pending project details.

Need Help With A Home Loan?

We offer a variety of home loans to help you buy the house you want.

Need a personal account to manage and save money?

Our savings accounts are designed to help you reach your financial goals.