Owner-Occupied Commercial Real Estate Financing

Acquire, build, improve, or refinance properties.

Lending Solutions Tailored to Your Objectives

Eliminate leasing uncertainties and build equity for the future.

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The Right Loan to Meet Your Needs

Whether purchasing or refinancing owner-occupied commercial real estate, Bank of South Texas is known for being a dependable lender who can help you structure the right loan that meets your needs.

Designed to Help You Succeed

Bank of South Texas will expertly walk you through the loan process. An owner-occupied commercial mortgage from us features:

  • Competitive fixed- or adjustable-rates.
  • Flexible amortizations.
  • Local decision making.
  • Guidance through the loan process.
  • Fast approvals.
  • One-time closing on construction-to-permanent projects.
  • Timely closings.


Find the right services for your business.

Apartment Lending

Finance your multifamily property and find the optimal solution to meet your multifamily lending needs.

Floor Plan Lending

Get a business loan for your inventory with lending products designed to move your business forward.

Owner Occupied Commercial

Our owner-occupied commercial financing solutions help you acquire, build, improve, or refinance properties.