Low Rate Card
With no annual fee, low interest rates, and extraordinary Mastercard features such as online shopping discounts, this is the credit card you need when you need to pay for daily life.

Benefits
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Extraordinary benefits with Mastercard® including:
- Rental Car Insurance
- Airport Concierge
- ID Theft Protection
- Global Services
- Cell Phone Coverage*
- Travel & Lifestyle Services*
- Online shopping/delivery discounts*
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
*Mastercard World cardholders only
To Apply Now
- Download the PDF application.
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
- Fax your completed application to the Card Service Center at 877-809-9162.
- Or mail your completed applaction to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
1 Please see application for information about current APRs and fees.
Fees
Other fees may be charged, these fees are listed on the downloadable application.