SERVICE CHARGE DISCLOSURE

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Replace lost ATM card	$5.00
Replace lost MasterCard Debit Card	$5.00
ATM cash withdrawal at other bank locations - Dollar Limit	$2.50 $500 per day
Automatic transfer of funds from a checking account to a savings account	No Charge
Automatic transfer of funds from a savings account to a checking account	No Charge
Check printing	fee depends on style and quantity of check ordered
Temporary checks	$0.50 each
Cashier's checks	$8.00 each
Deposited checks (and other items) returned unpaid (charge backs)	$5.00
Levies/Garnishments	$100.00
Verification of Mortgage	$25.00
Payoff Statement	$25.00
The categories of transactions for which an overdraft fee* may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, other electronic means or presentment.
Nonsufficient funds (NSF)* - returned or paid presentment	$35.00
Sweep Overdraft protection fee ( Transfer Charge)	$12.00
Account activity printout	$5.00
Balance inquiry by telephone	$4.00
Account research	$35.00 per hour plus $1.00 per copy
Account balancing assistance	$25.00 per hour
Account verification	$20.00
Paper Statement	$3.00
Copy of previous statement	$5.00
Hold statement fee	$2.50
Check cashing agreement	$100.00
Collections (outgoing and incoming) - Domestic - Foreign	$25.00 $40.00
Check cashing fee - Noncustomer	$10.00 or 1% of amount (Whichever is greater)
Telephone transfers (internal transfers)	$5.00
Stop payments - each	$30.00
Stop payments - checks	$30.00
Stop payments - ACH payments	$30.00
Account closed within 90 days of opening	$25.00
Photo Copies	$1.00 per page
Image Copy	$1.00 each
Undeliverable Mail	$5.00
Signature Card Revisions	$10.00
Wire transfers - Outgoing - Incoming	$25.00 $10.00
Foreign wire transfers - Outgoing	$60.00
Mortgage account information request	$5.00
Fax - Outgoing/Incoming	$5.00
Loan amortization schedule	$10.00
Loan coupon book reprint	$10.00
Notary fee	$5.00
Internet Banking	No Charge
Deposit corrections	$5.00
Safe deposit box - Drilling fee - Key deposit	$150.00 $10.00 per key
Night deposit bag - Lock - Night deposit key deposit	$25.00 $5.00 per key
Rolled coin - per roll	$0.10
Strapped currency	$0.40