Services and Fees

SERVICE CHARGE DISCLOSURE

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account

   
Replace lost ATM card $5.00
Replace lost MasterCard Debit Card $5.00
ATM cash withdrawal at other bank locations $2.00
      Dollar limit $500 per day
MasterCard Debit Card cash withdrawal at other bank locations $2.00
      Dollar limit $500 per day
Balance inquiry at ATMs at other bank locations $2.00
   
Automatic transfer of funds from a checking account to a savings account no charge
Automatic transfer of funds from a savings account to a checking account no charge
Check printing fee depends on style and quantity of check ordered
Temporary checks $ .50 each
Cashier's checks $5.00 each
Traveler's checks (per $100) $1.50
Traveler's check for 2 (per $100) $2.00
Gift Check $2.50
Deposited checks (and other items) returned unpaid (charge backs) $5.00
Levies/Garnishments $50.00
The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means.
Nonsufficient funds (NSF) - each $35.00
Sweep Overdraft protection fee $12.00
Account activity printout $5.00
Balance inquiry by telephone $4.00
Account research $35.00 per hour plus $1.00 per copy
Account balancing assistance $ 25.00 per hour
Account verification $20.00
Copy of previous statement $5.00
Hold statement fee $ 2.50
Check cashing agreement $100.00
Collections (outgoing and incoming)  
      Domestic $25.00
      Foreign $40.00
Check cashing fee - Noncustomer $10.00 or 1% of amount (Whichever is greater)
Telephone transfers (internal transfers) $5.00
Stop payments - each $30.00
Stop payments - checks $30.00
Stop payments - ACH payments $30.00
Account closed within 90 days of opening $25.00
Photo Copies $.50 each
Wire transfers  
      Outgoing $25.00
      Incoming $10.00
Foreign wire transfers - Outgoing $60.00
Mortgage account information request $5.00
Fax - Outgoing/Incoming Per Page $ 2.00
Loan amortization schedule $10.00
Loan coupon book reprint $10.00
Notary fee $5.00
Internet Banking no charge
      Bill Pay $5.00 setup fee; first 10 transactions per month free, each additional transaction $.50
Deposit corrections $5.00
Inactive account fee after six months $15.00 per month
Safe deposit box Box sizes and fees vary by location
      Drilling fee $150.00
      Key deposit $10.00 per key
Night deposit bag - Lock $25.00
      Night deposit key deposit $5.00 per key
Rolled coin - per roll $.10
Strapped currency $.40

We may require not less than 7 days' notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.